Cummings, Ristau & Associates, P.C. is a full service public accounting firm, offering a full line of specialized and personalized services to banks, bank holding companies, credit unions, and other businesses. We provide the following professional services and products to over 75 banks and credit unions in Missouri, Illinois, and Florida, in the areas of

Accounting

We offer a full range of accounting services for your financial institution or small business, including

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Auditing

We offer the full range of professional services in this area for financial institutions and other businesses

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Standard Bank Directors’ Examinations

We offer a cost-effective alternative for meeting all regulatory and bonding company requirements. What makes our standard product unique?

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Specialized Community Banking Services

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Regulatory Compliance

Our regulatory compliance professionals can supplement your internal compliance personnel on an outsourcing basis or handle the entire compliance function. Our services include:

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Tax Services

Our experienced professionals will meet all of your tax needs, and we believe tax planning is our most beneficial service. We will assist you in maximizing after-tax earnings and avoiding unexpected exposure to tax deficiencies. Equally important is our ability to explain complex tax situations in a simple and understandable manner. Our tax preparation and planning services include:

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